arthiksalah
The State of the Indian Economy in 2025 – What to Expect?
People in many parts of the world talk a lot about India’s economy. India has a massive young population and more than 1.4 billion people. The way it grows affects not just us but the whole planet. Now that it’s 2025, everyone wants to know how the Indian economy will do this year. Let’s talk […]
Digital Wallet vs Bank Account – My Honest Take
Handling money in India has become almost unrecognizable compared to a decade ago. Remember those endless bank queues or rushing to get cash before the ATM closed? Now, a quick tap on a phone covers everything from splitting cab fare to recharging a mobile. But with technology speeding ahead, a new daily question pops up: […]
UPI, Paytm, PhonePe – Which Payment App is the Safest?
Digital payments have become a normal part of daily life in India. Whether buying tea, shopping online, or splitting bills with friends, most people now reach for their phone and use a UPI payment app. The most popular choices in 2025 are Paytm, PhonePe, and Google Pay. Each app has its strengths, but all three […]
“Kya loan lene se pehle CIBIL score check karna zaroori hai?”
Aaj ke time me chahe personal loan ho, car loan ho ya phir home loan – CIBIL Score ek important role play karta hai. Bahut log confuse rehte hain ki loan lene se pehle apna CIBIL check karna zaroori hai ya nahi. Chaliye detail me samajhte hain. 🔹 CIBIL Score Kya Hota Hai? CIBIL score […]
Credit Score Kaise Sudharein? 750+ Score Pane Ke Tips!
Aaj ke time me agar aapko personal loan, home loan, car loan ya even credit card lena hai, toh credit score bahut important role play karta hai.Agar aapka score 750+ hai, toh bank ya NBFC aapko better interest rates, high limit aur fast approval dete hain. Lekin sawal hai — agar aapka credit score low […]
EMI Calculate Karne Ka Aasaan Tarika – Janiye Kitna Interest Denge?
Agar aapne kabhi Home Loan, Car Loan ya Personal Loan liya hai, toh aapne EMI (Equated Monthly Installment) ka naam zaroor suna hoga.EMI wo fixed amount hota hai jo aap har mahine apne loan ko chukane ke liye bank ya lender ko dete ho. Zyada tar log sirf monthly EMI dekh kar loan le lete […]
50-30-20 Rule: Paise Manage Karne Ka Asan Tareeka!
Agar aapko apne paise sahi tarike se manage karne ka koi simple aur effective tareeka chahiye, toh 50-30-20 rule aapke liye best hai. Ye ek popular budgeting formula hai jo aapke har mahine ke income ko teen simple categories mein divide karta hai: needs, wants, aur savings. Aaiye, detail mein jaante hain:
क्रिप्टोकरेंसी में निवेश करने से पहले ये 5 बातें जान लें!
आज के दौर में जब भी निवेश की बात होती है, तो क्रिप्टोकरेंसी (Cryptocurrency) का नाम ज़रूर आता है। बिटकॉइन, एथेरियम और डोजकॉइन जैसे नाम अब आम हो गए हैं। लेकिन क्या वाकई में क्रिप्टो एक अच्छा निवेश विकल्प है? अगर आप भी क्रिप्टो में पैसे लगाने की सोच रहे हैं, तो रुकिए!निवेश से पहले […]
कर्ज़ से छुटकारा पाने का आसान तरीका: धीरे-धीरे कदम बढ़ाइए और आज़ादी पाइए
1. सबसे पहले समझिए कि आपका कर्ज़ कितना है A. कर्ज़ कितने तरह के होते हैं? B. जानिए आप पर कितना कुल कर्ज़ है C. कर्ज़ का असर आपकी ज़िंदगी पर 2. बजट बनाना – यानी पैसों की सही गिनती रखना A. अपनी कमाई और खर्च लिखिए B. छोटे और बड़े लक्ष्य बनाइए C. हर […]